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COVID-19 Employer Resources

Resources for Employers

COVID-19 Virtual Town Hall Series for Businesses

The Small Business Owner’s Guide to the CARES Act

Payment Protection Program (PPP) – Round 2 UPDATED FOR 2021

Key PPP updates include:

  • PPP borrowers can set their PPP loan’s covered period to be any length between 8 and 24 weeks to best meet their business needs;
  • PPP loans will cover additional expenses, including operations expenditures, property damage costs, supplier costs, and worker protection expenditures;
  • The Program’s eligibility is expanded to include 501(c)(6)s, housing cooperatives, destination marketing organizations, among other types of organizations;
  • The PPP provides greater flexibility for seasonal employees;

A borrower is generally eligible for a First Draw PPP Loan if the borrower:
**OPENS Monday, January 11

  • Has NOT previously received a PPP Loan and will or has used the full amount only for authorized uses;
  • Has no more than 300 employees; and
  • Can demonstrate at least a 25% reduction in gross receipts between comparable quarters in 2019 and 2020.

A borrower is generally eligible for a Second Draw PPP Loan if the borrower:
**OPENS Wednesday, January 13

To apply for a PPP:

  • Review the necessary materials such as payroll tax filings, proof of lease payments, proof of mortgage payments, and proof of utility payments
  • Get in contact with your accountant and/or bank that pays out your business’s payroll.
  • Contact your bank to confirm whether if it is authorized to process your Paycheck Protection Program loan. Review their loan processing requirements.

*Borrower applicants must apply with a lender. Please check with your local bank to find out if they are participating in the Paycheck Protection Program to be your local lender. To learn more about PPP loans, visit uschamber.com/sbloans.

Local Lender Information

If you are not connected to an authorized lender, you can search for an eligible lender here.

Economic Injury Disaster Loan (EIDL) – CARES Act

The SBA will work directly with state Governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

Guide to the Employee Retention Tax Credit – CARES Act

The Coronavirus Aid, Relief, and Economic Security (CARES) Act created a new employee retention tax credit for employers who are closed, partially closed, or experiencing significant revenue losses as a result of COVID-19.

Who is eligible?

Private employers, including non-profits, carrying on a trade or business in 2020 that:

  • Have operations partially or fully suspended as a result of orders from a governmental authority due to COVID-19, or
  • Experience a decline in gross receipts by more than 50% in a quarter compared to the same quarter in 2019 (eligibility ends when gross receipts in a quarter exceed 80% compared to the same 2019 quarter)

With respect to tax-exempt organizations under 501(c) of the tax code, the requirement to be partially or fully suspended applies to all operations of the organization.

Employers who receive a Paycheck Protection Program (PPP) loan are not eligible for a tax credit. 

View and download Tax Credit Guide here

Pandemic Unemployment Assistance – CARES Act

As part of the federal CARES Act, the new Pandemic Unemployment Assistance (PUA) program helps unemployed Californians who are business owners, self-employed, independent contractors, have limited work history, and others not usually eligible for regular state UI benefits who are out of business or services are significantly reduced as a direct result of the pandemic.

Eligibility

The PUA benefits are payable if you don’t qualify for regular UI benefits in California or another state and also do not qualify for State Disability Insurance or Paid Family Leave benefits. This includes:

  • Business owners
  • Self-employed individuals
  • Independent contractors

The EDD will begin accepting online applications for this program on Tuesday, April 28.

Guide to Pandemic Unemployment Assistance 

Financial Resources

City of South Lake Tahoe Small Business Sustainability Loan Program | Opened 1/11/21

California Small Business COVID-19 Relief Grant Program | Opened 12/30/20

Resilence Fund-Tahoe
The Resilience Fund was created for the community, by the community to provide rapid assistance to local small businesses in response to the COVID-19 pandemic.

Pandemic Emergency Technical Support (PETS) Grant Program

SBA Funding Programs – Capital Access
Incidents can strain a small business’s financial capacity to make payroll, maintain inventory and respond to market fluctuations (both sudden drops and surges in demand). Businesses should prepare by exploring and testing their capital access options so they have what they need when they need it.

IBANK Jump Start Loan Program
IBank is offering loans from $500 to $10,000 to low-wealth entrepreneurs in the declared disaster and emergency areas through its Jump Start Loan Program.

Ad Credits for Google Ads Small and Medium-sized Businesses

Tips for Landlord-Tenant Conversations During COVID-19

Tips for Renegotiating Commercial Rent

Local Resources

JOIN Inc. can assist businesses through a “train and get reimbursed” method through the CARES Act funding, which :

  • places work-ready individuals in on-the-job training experiences, and
  • provides up to 100% salary reimbursement for those employees.
    • Interested businesses should act now and contact Mark Tulman at 775-223-9448 or mtulman@join.org to take advantage of this opportunity.

Free Business Coaching, Sierra Small Business Development Center, 

  • The Sierra SBDC offers free business coaching that can assist businesses in cash flow management, other sources of capital, and applications for disaster funding. Businesses can sign up for their services on their website to be connected with an advisor.

Financial Action Plan from MacLean Financial Group. Have it emailed to you for free. 

  • To set up a video conference call with one of their advisors, call 775-329-3041

COVID-19 Recreation Printable Sign – Flatten the Curve at Lake Tahoe

National Resources

Families First Coronavirus Response Act Notice

  • Each covered employer must post a notice of the Families First Coronavirus Response Act (FFCRA) requirements in a conspicuous place on its premises. An employer may satisfy this requirement by emailing or direct mailing this notice to employees, or posting this notice on an employee information internal or external website.

CDC, Interim Guidance for Businesses and Employers

OSHA Guidance on Preparing Workplaces for COVID-19

National Restaurant Association, Coronavirus Information and Resources

Resilience in a Box

  • If your business needs help putting a plan in place, use the U.S. Chamber Foundation’s toolkit created in partnership with the UPS foundation.

Coronavirus Small Business Guide. U.S. Chamber of Commerce

Combating the Coronavirus, U.S. Chamber of Commerce Resource and Guideline for Business

Better Business Bureau COVID-19 Resource Page

Coronavirus Management System™, Prepare your Organization for COVID-19

Small Business Caregiving Guide 

Health & Safety Resources

Barton Health, Coronavirus Update

  • If you develop symptoms, and have been in close contact with a person known to have COVID-19 or if you have recently traveled from an area with widespread or ongoing community spread of COVID-19, please call your health provider’s office or Barton’s COVID-19 Clinical Health Line at 530.600.1999.

Center for Disease Control and Prevention

FDA Response to COVID-19

Coronavirus in the U.S.: Latest Map and Case Count

  • Find the most current coronavirus case count for the counties in the U.S.

Have Questions?

Please contact us directly with any questions, needs, or concerns you might have as they main pertain to the COVID-19 pandemic.

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